Tech Pack

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Worldwide protection for phones and gadgets against

Loss Theft Image
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Loss and theft

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Accidental damage, including screen breaks

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Breakdown (including faults)

Here are some key things to know about your policy. For more information, please refer to your terms and conditions.

  • £14.50 per month
  • You’re covered for up to 4 mobile phones per Tech Pack and an unlimited amount of gadgets, up to the purchase price but subject to a maximum of £1,500 purchase cost per device
  • Mobile phones and gadgets must be owned by the named account holder or family members who live at the same UK address (a family member is defined as you, your partner and you/your partner’s dependent children under the age of 23 who are living at home with you permanently or who live at home outside of term time if in full-time education)
  • In any 12-month period you can make up to:
    • 4 successful loss or theft claims for all mobile phones registered under this Tech Pack
    • Unlimited damage and breakdown claims for all mobile phones registered under this Tech Pack
    • 4 successful claims (whether for loss, theft, damage or breakdown) for all gadgets registered under this Tech Pack
  • Successful claims will be subject to a non-refundable excess:
         Mobile Phones
    • £29 for screen repair only
    • £49 for damage and breakdown repair
    • £99 for replacement
         Gadgets
    • £49 for damage and breakdown repair
    • £99 for replacement
  • Cover applies worldwide however we can only send replacement devices or repaired devices to a UK-based address. Where we provide a delivery or doorstep swap option, this is available only in England, Scotland and Wales
  • Cover is only available to people who are residents of the UK – which does not include the Isle of Man or the Channel Islands
  • All loss and theft claims for mobile phones and network enabled devices should be reported to your network provider as soon possible as you will be responsible for any network charges
  • All claims for theft should be reported to the police to obtain an incident reference number. You’ll be asked to provide this as part of the claim process

Here’s a reminder of your key policy exclusions. For full details of exclusions, please refer to your terms and conditions.

  • Anything that is not a mobile phone or gadget – such as items that need to be continuously plugged in in order to operate. A gadget is a portable connected smart device with its own power source, which is designed to be used on the go. It would not cover things like digital cameras, drones or Sat Navs, or anything stationary
  • The excess for each and every approved claim
  • Any loss, theft, damage, or breakdown on a device that occurred before you purchased your Tech Pack
  • Gadgets 5 years old or more from the date of purchase up to the date a claim is made
  • Theft, loss, damage, or breakdown where you've knowingly put your device at risk or you haven’t taken reasonable care of it. We’ve provided examples of this in the "What is NOT Covered” section of your policy document.
  • Breakdown cover is only available following the expiration of the manufacturer’s warranty. During the manufacturer warranty period you are still covered for loss, theft and accidental damage
  • Cosmetic damage that doesn't interfere with the normal functioning or operation of your device, such as dents or scratches
  • Contents or data of your device such as pictures, software, downloads, apps, or music
  • More than four approved claims for loss or theft for mobile phones and more than four approved claims for loss, theft, damage or breakdown for gadgets, in any 12-month period
  • Any device with a purchase price of over £1,500 (including VAT) when you bought it
  • Mobile phone or gadget accessories
  • Unauthorised calls or use of the device

FAQs

What does my Tech Pack cover?

Barclays Tech Pack covers up to four mobile phones and unlimited gadgets, each worth up to the purchase price but subject to a maximum of £1,500 purchase cost per device. Gadgets must be less than five years old on the date you make any relevant claim.

These can belong to you, a partner you live with, and you/your partner's dependent children under the age of 23 who are living at home with you permanently or who live at home outside of term time if in full-time education.

You’re protected against loss, theft and accidental damage, and you’re also protected against breakdown following the expiration of the manufacturer’s warranty.

Is there a maximum number of claims I can make?

In any 12-month period you can make up to:
  • Four successful loss or theft claims for mobile phones
  • Unlimited damage and breakdown claims for mobile phones
  • Four successful loss, theft, damage or breakdown claims for gadgets

What types of gadgets are covered?

A gadget is defined as a portable connected smart device that contains its own power source (for example battery or solar power) that you take with you while on the go. This includes, but isn’t limited to, laptops, tablets, eReaders, wireless headphones/ear buds, and portable gaming systems.

If your device needs to be plugged into the mains electrical supply, or another item continuously for it to operate, then it’s NOT covered. For example: televisions, monitors, satellite or cable TV receivers, games consoles (X-Box, PlayStation etc.), drones, digital cameras, SatNavs, stationary gaming systems, televisions, audio visual equipment, smart appliances, fax machines, wireless routers etc. These are examples and not an exhaustive list.

Are my devices covered if they’re not registered?

You don’t need to register your devices for them to be covered, but if you do it’ll make claiming much quicker.

We recommend you find your purchase and device information and register them as soon as possible once 2 days have passed since you purchased your pack. When you file a claim, you may also be required to provide proof of ownership. Uploading a till receipt, dispatch note, or statement at the time you register the device will make claim filing easier.

Register your devices now. Opens a new window

Are there any restrictions on the devices I can register?

You can register up to 4 mobile phones and unlimited gadgets. Each device must have a maximum price of £1,500 (including VAT) when you bought it. Each gadget must be less than 5 years old when you register it and also less than 5 years old when you make a claim on it.

What information do I need to file a claim?

For mobile phones, you’ll need the make, model, memory size, colour and IMEI Number.

For gadgets, you’ll need make, model, serial number and the date you bought your gadget.

In most cases, you’ll also also need proof of ownership or purchase. For example a receipt or statement from your airtime provider that includes the purchase price.

What forms of payment are accepted for the excess?

You can pay your excess by Visa, MasterCard or a debit card. Unfortunately, we don’t accept American Express and Diners Club cards. If other payment options are available, we’ll let you know during your claims process.

What do I need to do if my device is lost or stolen?

If your device is lost or stolen, report this to your network provider as soon as possible and ask them to block the SIM card and the device. As soon as you can, report it to the police and get the police reference number – we’ll ask you to provide this during the claims process. Lastly, report it to the place or location you believe it was last seen.

Don’t forget to activate any location finder app or software, like Find My iPhone. This might let you find it and/or lock and clear any data on the device.

Report your claim to us as soon as you can so we can investigate. You can file your claim 24 hours a day, 7 days a week hereOpens a new window or via the Tech Pack Insurance app.

If my device has to be replaced, will I receive the same device for an approved claim?

We’ll make every effort to give you a device which is the same make and model as the one you made a claim on. Replacements will often be remanufactured (non-new) devices that function just like new devices. Your replacement may be a different colour. If the same make and model isn’t available, your replacement will have equivalent specifications and functionality. All replacements come with a 24-month warranty. If we’re unable to provide a replacement, we’ll get in touch to discuss an alternative settlement with you. This is NOT a new for old policy though.

I filed a claim and thought I would be able to go to a local repair shop but I was told to mail in my device for repair. Why?

Local and mobile or “come-to-you” repair options are provided at the time of claim based on several things, for example: the type and model of your device, the damage, and your location. Whilst we have a large network of local repair centres, there are times when the best option for your individual situation is to mail in your device for repair.

How do I find my IMEI number?

The easiest way to find this is by entering *#06# on your phone’s keypad and the number will be displayed on screen. Otherwise, the 15/16 digit number is usually displayed in the battery compartment of the phone, on the box it came in or on the receipt. If you can’t find your IMEI number please contact your network provider, who should be able to help.

If your device is an iPhone, you can also find yourr IMEI number on your SIM tray.

How do I deactivate Find My iPhone on my device?

If your device still works:
  • Make sure, where possible, that you’ve backed-up your personal data such as photos and music. For more help on how to do this, please visit support.apple.com/ht1766Opens a new window
  • On your device, go to: Settings > iCloud > Sign out
  • Then go to: Settings > General > Reset, then tap Erase All Content and Settings. (Your Apple ID and Password may be required). This will delete all your personal information from the phone and will turn off Find My iPhone, iCloud, Apple Pay and other services
If you can no longer use your device:
  • Sign in to iCloud.com with your Apple ID and password
  • Click Find iPhone
  • Click All Devices then select your Apple device from the drop down list
  • Click Erase then click Erase in the pop-up window
  • When the device has been erased, click Remove from Account and click Remove in the pop-up window
  • This will delete all your personal information from the phone and will turn off Find My iPhone, iCloud, Apple Pay and other services

What can I do if my claim is rejected?

If you’re not happy with the claim decision, we want to hear from you as soon as possible. Please follow the complaints processOpens a new window. The easiest way to contact us is to call 0345 528 0182. We’ll do everything possible to ensure that your query is dealt with promptly.

What is proof of purchase or proof of ownership?

For some claims you might be asked to provide documentation which proves you own the device such as a receipt or a contract with your network provider.

For mobile phones it must confirm the make, model, memory size, colour, IMEI and phone number. For gadgets it should confirm the make, model and date of purchase.

For devices which make and receive calls, your network provider may also be able to provide suitable documentation.

If your device was a gift, be sure to ask for the proof of purchase.

If you don’t have any proof of ownership your claim may be declined.

What happens if I have a problem with my repaired or replacement device?

Repairs and replacements come with a 24-month warranty. If your device malfunctions during this time, contact us to file a warranty claim. You won’t pay an excess for a warranty claim and it won’t contribute to your claim limit as part of your Tech Pack.

Are there any other fees I should know about?

Yes, you can read more about these below:

Non-Return Fee
If we provide you with a replacement device as the result of your claim, you must return your damaged device to us. If you don't return this device, we may collect an equivalent cash value up to the manufacturer’s current new recommended retail price for the device.

Locked Device Fee
If your device is replaced and the damaged device is returned to us with the software locking mechanism enabled, we may charge you an amount up to the current new recommended retail price of the replacement device provided.

If you pay for screen repair only, or any other damage repair excess, and we discover additional damages, or your device has to be replaced or a reimbursement issued, you’ll need to pay the relevant excess amount.

For example, if you paid the £29 screen repair excess but we discover additional damage, you’d need to pay another £20 (so you’ve paid a total of £49) to complete the repair. If the additional damage means that your device must be replaced or a reimbursement issued, you’d need to pay another £70 (so you’ve paid a total of £99) for a replacement or reimbursement.

Can I cancel my Pack?

If you buy a Pack, you can cancel it within the first 14 days after you receive your policy. Otherwise, you will need to keep it for at least 6 months, and after that you can cancel it any time by telling us you would like to cancel. We can also cancel in certain circumstances such as if you don't pay your fee, if you no longer permanently live in the UK or if you close your qualifying Barclays account. Otherwise, we can generally terminate by giving you 30 days' notice and also if, for instance, we discover you've made a fraudulent claim.